Two great business funding options for one great business: Yours.
Heartland Options
Choose a working capital loan, business line of credit, or both
Working Capital Loans
Your small business requires cash to cover the cost of office rent, utilities, inventory and supply purchases, marketing campaigns, and employee wages. A working capital loan from Heartland Lenders can help cover these and other everyday operating expenses. We make applying and qualifying easier than a traditional business loan, and same-day funding on approved applications is available.
- Working capital loans from $10,000 to $5 million
- No collateral required
- Favorable rates
- 6 to 60-month term options
- Same-day funding for certain loan amounts
Requirements
- Minimum six months in business
- Three months of business bank statements
- 500 or higher credit score
- $200,000 or more in annual revenue
Get a Funding Quote
Business Line of Credit
Whether you are a sole proprietor, run a mom-and-pop shop, or own a small business that has hundreds of employees, there will come a time when you need to seek growth capital. Maybe it’s to fill a cash-flow gap, purchase inventory and supplies, expand your operations, launch a marketing campaign, or cover daily operating costs. Whatever the reason, Heartland Lenders is here to help.
You can leverage a working capital loan, a business line of credit, or both to meet your business’s financial needs and take it to new heights. Heartland Lenders makes applying for these business funding solutions easy, and our less-stringent borrowing requirements increase your chances of being approved.
- Business credit lines from $10,000 to $250,000
- Unsecured — no collateral required
- Favorable rates
- Only pay for what you use, plus interest
- Your credit line replenishes when you make payments
Requirements
- Minimum one year in business
- Three months of business bank statements
- 630 or higher credit score
- $400k or more in annual revenue
Heartland Dedication
Small businesses are the backbone of small towns and big cities across the United States, and they deserve all the support they can get to achieve their growth goals and take their operations to the next level. That’s where Heartland Lenders comes in, offering quick, flexible, and affordable working capital loans and business lines of credit to business owners in countless industries.
When you choose Heartland Lenders for your small business, you will experience our unwavering dedication to helping you secure funding. With our expertise and personalized approach, you can trust us to provide a solution that best suits your needs. We welcome the opportunity to work with you, so get started today.